Acceptance of Terms
These Terms of Service ("Terms") govern your access to and use of the website located at monw.org and any related tools, features, content, and services offered by Med Options, No Worries (collectively, "MONW," "we," "us," or "our"). By accessing or using the service, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and our privacy practices. If you do not agree, do not access or use MONW.
MONW is owned and operated by Jack Chen, 550 Mamaroneck Ave, Harrison, NY 10528, USA.
About MONW and Scope of Service
MONW provides consumer health information designed to help patients and caregivers research medications with confidence, including side-by-side comparison charts, evidence-based alternatives, side effects, interactions, and safety warnings. Content is educational and informational only and is not a substitute for professional medical advice, diagnosis, or treatment.
No Medical or Legal Advice
MONW does not provide medical, pharmacy, legal, or other professional advice. We are not a medical or healthcare provider, pharmacy, insurer, or covered entity under HIPAA. You should always seek the advice of your physician, pharmacist, or other qualified health provider with any questions regarding a medical condition, prescriptions, or treatment options. Never disregard professional advice or delay seeking it because of something you read on MONW.
Emergency and Safety
MONW is not an emergency service. If you are experiencing a medical emergency, call 911 or your local emergency number immediately.
Drug Information and Safety
Drug information, including warnings, interactions, contraindications, and dosing, may be incomplete or change over time. Labels, approvals, and safety communications may be updated by regulators or manufacturers without notice. Always consult a healthcare professional and the latest product labeling before using any medication.
Eligibility and User Conduct
Age Requirements
You must be at least 13 years old to use MONW. If you are between 13 and 18 (or the age of majority in your jurisdiction), you may use MONW only with the consent and under the supervision of a parent or legal guardian who agrees to be bound by these Terms on your behalf. MONW is not intended for children under 13.
Account Registration and Security
If you create an account, you agree to provide accurate information and to keep your credentials confidential. You are responsible for all activity that occurs under your account. Notify us immediately of any unauthorized use or security breach.
Prohibited Activities
- Using MONW for any unlawful, misleading, or harmful purpose.
- Providing medical advice or practicing medicine through MONW.
- Scraping, crawling, harvesting, or indexing MONW content without our prior written consent.
- Reverse engineering, decompiling, or attempting to gain unauthorized access to MONW or its systems.
- Interfering with or disrupting the operation, security, or integrity of MONW.
- Submitting malware, harmful code, or engaging in activities that impose an unreasonable load on our infrastructure.
- Misrepresenting your identity or affiliation, or infringing the rights of others.
User Content and Feedback
You may submit content such as reviews, comments, or suggestions ("User Content"). You represent and warrant that you have all necessary rights to submit User Content, which must not violate any law or third-party rights. You grant MONW a nonexclusive, worldwide, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display your User Content in connection with operating and improving the service.
If you provide feedback, ideas, or suggestions ("Feedback"), you agree that MONW may use the Feedback without restriction and without any obligation to compensate you.
Intellectual Property Rights
All content and materials on MONW, including text, charts, graphics, logos, icons, images, compilations, and software (collectively, "MONW Content"), are owned by or licensed to MONW and are protected by U.S. and international intellectual property laws. Except as expressly permitted in these Terms, you may not copy, reproduce, modify, distribute, display, perform, or create derivative works from MONW Content without our prior written consent.
License and Access
Subject to these Terms, MONW grants you a limited, revocable, nonexclusive, nontransferable license to access and use the service for your personal, noncommercial use. Any use of MONW not expressly permitted by these Terms is prohibited and will terminate the license.
Third-Party Content and References
MONW may reference third-party studies, regulatory communications, product labels, or other materials for informational purposes. We do not endorse, control, or assume responsibility for any third-party content. Your use of third-party products or services is at your own risk.
Privacy
Your use of MONW is subject to our privacy practices as described in our Privacy Policy available on the site. MONW is not a HIPAA-covered entity and does not create a clinician–patient relationship. Do not submit protected health information or sensitive personal data unless requested and you understand the associated risks.
Information Accuracy; No Warranties
MONW Content may include medical, pharmaceutical, and safety information compiled from multiple sources and is provided "AS IS" and "AS AVAILABLE." We do not warrant that the information is complete, current, error-free, or suitable for any particular purpose. To the maximum extent permitted by law, MONW disclaims all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, title, and noninfringement. Your use of the service is at your sole risk.
Limitation of Liability
To the fullest extent permitted by law, in no event will MONW, its owner, officers, employees, contractors, affiliates, licensors, or agents be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your use of or inability to use MONW, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, even if MONW has been advised of the possibility of such damages. MONW’s total liability for any claim arising out of or relating to the service will not exceed one hundred U.S. dollars (USD $100) or the amount you paid (if any) for the service in the twelve months preceding the incident, whichever is greater.
Indemnification
You agree to defend, indemnify, and hold harmless MONW and its owner, officers, employees, contractors, affiliates, licensors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your access to or use of MONW, your User Content, your violation of these Terms, or your violation of any law or the rights of any third party.
Compliance; Export and Sanctions
You represent that you are not located in or a resident of any country or jurisdiction subject to U.S. embargoes or sanctions and that you are not a person on any U.S. government restricted list. You agree to comply with all applicable export control and sanctions laws.
Beta Features and Changes
We may designate certain features as beta, pilot, or experimental. Such features may be incomplete, may change, or may be discontinued at any time without notice, and are provided "AS IS" without warranties.
DMCA Notice and Takedown
MONW respects intellectual property rights. If you believe that content on MONW infringes your copyrights, you may submit a written notice pursuant to the Digital Millennium Copyright Act (17 U.S.C. § 512) to our designated agent that includes: (1) a physical or electronic signature of the copyright owner or authorized agent; (2) identification of the copyrighted work claimed to be infringed; (3) identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate it; (4) your contact information; (5) a statement that you have a good-faith belief that use of the material is not authorized; and (6) a statement, under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the owner. Our designated agent is: Jack Chen, 550 Mamaroneck Ave, Harrison, NY 10528, USA, Email: [email protected].
Arbitration Agreement and Class Action Waiver
Informal Resolution
Before filing a claim, you agree to first contact us at [email protected] and attempt to resolve the dispute informally within 30 days.
Binding Arbitration
Except for claims that may be brought in small claims court and claims for injunctive or equitable relief, any dispute, claim, or controversy arising out of or relating to these Terms or the use of MONW will be resolved by binding arbitration under the Federal Arbitration Act. The arbitration will be conducted on an individual basis by a single arbitrator. You and MONW agree that the arbitrator shall have the authority to determine arbitrability and to award any relief that would be available in a court, subject to these Terms.
Class Action and Jury Trial Waiver
YOU AND MONW AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. YOU AND MONW WAIVE THE RIGHT TO A JURY TRIAL.
Opt-Out
You may opt out of this arbitration agreement within 30 days of first accepting these Terms by sending written notice with your name and contact information to MONW, 550 Mamaroneck Ave, Harrison, NY 10528, USA, or by email to [email protected]. Opting out does not affect other provisions of these Terms.
Governing Law and Venue
These Terms are governed by the laws of the State of New York and the United States, without regard to conflict of laws principles. Subject to the arbitration agreement, the exclusive jurisdiction and venue for any claims that are not subject to arbitration will be the state and federal courts located in Westchester County, New York, and you consent to personal jurisdiction in those courts.
Termination
We may suspend or terminate your access to MONW, in whole or in part, at any time, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, all rights granted to you will cease, but the following sections will survive: User Content and Feedback, Intellectual Property Rights, Disclaimers, Limitation of Liability, Indemnification, Arbitration Agreement and Class Action Waiver, Governing Law and Venue, and all other provisions that by their nature should survive.
Modifications to the Service and Terms
We may update, modify, or discontinue MONW, in whole or in part, at any time without liability. We may revise these Terms from time to time. Material changes will be posted on the site or otherwise communicated to you. Your continued use of MONW after the effective date of any changes constitutes your acceptance of the revised Terms.
Electronic Communications and Notices
By using MONW, you consent to receive communications from us electronically, including emails and notices posted on the site. You agree that all agreements, notices, disclosures, and other communications that we provide electronically satisfy any legal requirement that such communications be in writing.
Severability; Entire Agreement; Assignment; Waiver; Force Majeure
If any provision of these Terms is found unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect. These Terms constitute the entire agreement between you and MONW regarding the service and supersede all prior or contemporaneous agreements on the subject matter. You may not assign or transfer these Terms without our prior written consent. Any failure to enforce a provision is not a waiver of our right to do so later. We will not be liable for any delay or failure to perform due to causes beyond our reasonable control, including acts of God, labor disputes, supply chain issues, disruptions of the internet, or actions of governmental authorities.
Contact Information
Owner: Jack Chen
Address: 550 Mamaroneck Ave, Harrison, NY 10528, USA
Email: [email protected]
